In addition, the FDCPA provides you with many rights to ensure that collection agencies dont take advantage of you. Debt collectors are known to make false threats, lie, and tell you whatever they need to tell you to get you to pay the debt. We make money through advertising. Box 2876 West Monroe, LA 71294 Toll Free: 888.815.2843 Fax: 318.807.4884 Want to learn More about coast? The letter unformed us the account had been transfer to Coast. Because Performant and Pioneer will no longer collect tax debts, due to the expiration of their contracts with the IRS, the IRS recalled 1,255,541 accounts that had been assigned to them. Phone number for commercial debts: 1-855-459-1134. If youre looking for a reputable company to assist you with collection accounts and repair your credit, consider working with Lexington Law. A collections account is no different. Our reporters create honest, accurate, and objective content to help you make decisions. Coast Professional Inc. does have the following cases brought against them for violating the Fair Debt Collections Practices Act (FDCPA). Alternatively, you can just speak to someone from Coast Professional over the phone. Coast Professional is contacting you to resolve and recover this defaulted student loan debt. However, with pay for delete or a debt settlement, you might be able to convince Coast Professional to settle for less than the amount you owe or remove their record of your debt after youve paid it. Our Differentiators Coast Professional is a debt collector reporting a collection account on your credit report. This is just one of the reasons why the IRS has made them one of their official collection agencies. Since our founding in 1976, we have worked to perfect both the art and science of student loan and government-related collections. The longer you wait to handle; the late payments or non-payment of student loan debt, the fewer options that you have available to you. Website: coastprofessional.com. The age limit varies from state to state, but its typically around 4-6 years. Your rights (and how you can enforce them) are outlined further down in this article. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. When you default on a student loan, the Department of Education contracts with private collection agencies to collect the debt. This can happen if you defaulted on a federal student loan or forgot to pay a bill and your account was sent to a debt collector. Politely tell Coast Professional its your policy to deal with everything in writing. How To Get Student Loan Forgiveness For Police & Law Enforcement. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Theyre a legitimate company thats been hired to collect debts on behalf of government agencies and educational institutions. The following companies were awarded the new IRS collection contracts. Call Center Representative (Former Employee) - Albion, NY - August 15, 2021. ConServe PO Box 307 . Pros. You may also not have to pay at all, and if any issues with the account exist you may have it removed all together (and never have to hear from them again). Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you. Specialists available Monday to Friday, 10AM - 8PM EST. If they cant do that, then they have no choice but to delete it from your records. It is also illegal for Coast Professional to make any claims they cannot or will not follow through on. Well never try to trick you into clicking anything youre not genuinely interested in. I believe that Coast gives its employees the tools needed to succeed and is generous with applause and praise and perks. Coast Professional, Inc. is a debt collection agency located in Geneseo, New York. Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Please do not send any confidential information to us until such time as an attorney-client relationship has been established. You can do things on your terms, but ignoring the situation will not make Coast Professional go away. Although the terms are very similar, these are two different things. Some states allow wage garnishment, while others do not. 14 With that said, lenders will probably look more favorably on a settled debt than a debt in collection. Use this debt verification letter template if a debt collection agency has contacted you about a debt and you want to dispute it. Coast Professional Inc is a debt collection agency that specializes in educational receivables recovery. Some of our articles feature links to our partners, who compensate us when you click them. Gulf Coast Collection Bureau began operations in 1998 and its corporate headquarters are located in Sarasota, Florida. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. Its very important to get written confirmation that theyll remove the collection from your credit report once youre all paid up. To do this, send a goodwill letter to Coast Professional explaining the circumstances that led to your delinquency. Collections Agencies Headquarters Multi Location Business Find locations Contact Information 4273 Volunteer Rd Geneseo, NY 14454-9444 Visit Website. Debt collectors must abide by state and federal laws in the United States. Caring leadership, opportunities for advancement, good managers who encourage good morale, fair pay. This may affect the products and services that we showcase in our articles and how we place and order them. CPI has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including improper contact or sharing of information and attempting to collect debts not owed. Public Service Loan Forgiveness (PSLF) Program. In 2015, this agency was one of 5 agencies that were fired by the Department of Education for violating consumer rights and providing misleading and deceptive information to collect on student loan debts. The average Coast Professional, Inc. salary ranges from approximately $20,000 per year for Recovery Specialist to $95,000 per year for Senior Customer Support Representative. How To Get Student Loan Forgiveness For Social Workers. 800-910-5837 Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510 ConServe PO Box 307 Fairport, NY 14450 844-853-4875 Notification by IRS and the private collection agencies The IRS will always notify a taxpayer before transferring their account to a private collection agency (PCA). The Department of Education can issue garnishments on federal student loans without suing you first. 10 Coast Professional will also be required to pay your attorney fees and court costs. 3 Best Credit Repair Companies You Can Trust in 2022, Florida Coast School of Law Student Loan Forgiveness & Repayment Options | 2022, Charlotte School of Law Student Loan Forgiveness & Repayment Options | 2022, Arizona Summit Law School Student Loan Forgiveness & Repayment Options | 2022, Tucson College Student Loan Forgiveness & Repayment Options | 2022, Miller-Motte Technical College Student Loan Forgiveness & Repayment Options | 2022, Receiving state or federal assistance such as SNAP or TANF, Your monthly income is below 150%of your states poverty guidelines. Disputing an incorrect entry on your credit report can be stressful and difficult. We strive to keep our information accurate and up-to-date, but some information may not be current. Speak with one of our friendly Credit Specialists to find out how we can help you. Box 2876 West Monroe, LA 71294 Phone: (800) 231-0225 Fax: (866) 422-6430 Email: CS@coastprofessional.comCS@coastprofessional.com Careers at Coast If you defaulted on your student loan debt, the Department of Education sent your loan to this collection agency to recover the debt. Payday Loans The Good, The Bad and the Super Ugly. This means your credit is still affected. Your collections still appears on your report for 7 years (from the date of first delinquency). Employees of these collection agencies must follow the provisions of the Fair Debt Collection Practices Act, and like IRS employees, must be courteous . How Do I Contact Them? Student loan rehabilitation is a government program thats designed to help you get out of default. Have you recently checked your credit report only to find an unfamiliar company reporting negative information? If they keep calling, send them a cease & desist letter. We do not offer warranties for any products and services linked from this site and do not directly endorse any advertisements shown. How Long Does Negative Information Remain on My Credit Report? One of the best ways to combat this is to dispute and remove unvalidated debts. However, it will allow you to get your loans out of default, and itll stop Coast Professional from contacting you to collect payments. However, they may still act unethically. There are several ways of removing Coast Professional debt from your credit report, but if these approaches fail, then you should consider seeking advice from a credit repair professional. The information you obtain at this site is not, nor is it intended to be, legal advice. As a result, it could harm your credit rather than improve it. Management does not take anything you say into consideration. 2009105708. Business Name. As mentioned, if you owe federal student loan debt, you should know that this type of debt can be very hard to settle, but its not impossible. What is the Telephone Consumer Protection Act? If you dont, it might be a scam. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone. Its a good idea to familiarize yourself with your rights by reading the FDCPA and Telephone Consumer Protection Act. The United States has laws against debt collectors harassing you. The best way to stop a wage garnishment is to communicate with your loan service provider either before you miss a payment or the second you miss a payment. Coast Professional Inc. does have the following cases brought against them for violating the Fair Debt Collections Practices Act (FDCPA). 2, Coast Professional collects the following types of debt: 1, Since 2016, the Internal Revenue Service (IRS) has contracted with debt collections agencies to service its Private Debt Collection program, and in September 2021, Coast Professional became one of the IRSs contracted debt collection agencies. Coast is a really great company, and I highly recommend working here. Under federal law, you have the power to ask questions about their claims that you owe a debt. In accordance with the FDCPA, all debt collectors are required to send this letter within 5 days of first contacting you. From there, youll be able to find out whether you can also sue Coast Professional. In some cases this means they purchased the debt from the original creditor (i.e. You may not want to pay Coast Professional debt, especially if it's potentially inaccurate. The Department of Education announced in 2021 that it was ending its contracts with most private debt collection agencies, including Coast Professional, and that going forward it would work with just five contractors (listed under Solicitation Documents and Contracts). But they are wrong. We hope this template helps you achieve your goals. Do not make payments to any non-IRS accounts. Business ProfileCoast Professional, Inc. Currently, only the following three agencies collect debts on behalf of the IRS: Although a Coast Professional representative will be the one to contact you about your account, you should always make your payments directly to the IRS. Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510. The Central District Of California Eastern Division in 2018, for failing to explain what other interest is being collected, and for threatening to contact someone or share information regarding a debt improperly. Collections. Debt collectors often buy and sell debt from one another. The business address is 231 East Ave, Albion, NY 14411-1616, UNITED STATES. Get a credit improvement plan that works for you with 1 phone call. Let them help you too! Coast Professional, Inc. focuses on the collection of government and higher education debt, including Federal and non-Federal student loans, accounts receivables, tuition and fees, housing charges, and almost any other debt referred by our clients. Before choosing any financial product, read the terms and conditions from the financial service provider. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid'. In addition to debt collection, Coast Professional also provides call center services to clients. Box 307 Fairport, NY 14450 844-853-4875 We are also active in multiple trade associations including the Florida Collectors Association, HFMA, and others. Dont attempt to hide money. If your loans are set to a collection agency and you are considered to be in default, you are no longer eligible for deferment, forbearance, or Income-driven repayment plans. Lawsuits and wage garnishment are possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. You can write a credit dispute letter to Experian, Equifax, or TransUnion to delete the collection account from your credit report if you believe your debt went into default by mistake. Box 1528. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. Let us know what you think. The '+' indicates that both terms must be present. We challenge inaccurate negative items with the bureaus and your creditors. 10 This should be your first step. Does this information claim that you are in default on a loan for tens of thousands of dollars? On the other hand, if it turns out that your debt is both legitimate and recent, then proceed to one of the steps after that, depending on your circumstances. 11. This can save you time and help you avoid the frustration of trying to remove their negative marks on your own. Its an exchange where you agree to pay off your debt, and in return, Coast Professional promises to remove the negative mark on your credit report thats associated with it. Fair Debt Collections Practices Act (FDCPA), false and highly misleading methods of collecting a debt. By clicking "Submit" I agree by electronic signature to: (1) be contacted about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use. More Tips on Dealing with Coast Professional, Inc. Its also quite possible that you will never hear from or have to deal with Coast Professional again. If a debt collector is harassing you, you may want to consider filing a complaint. 10. Box 307 Fairport, NY 14450 Coast Professional, Inc. We Are all about You! You need to carefully weigh each option before deciding on the route that you will take to get your loans out of default and stop the wage garnishment. So, your actual offer terms from an advertisermay be different than theoffer terms on this site. Box 526 Albion, NY 14411 888-928-0510. Our content is intended to be used for general information purposes only. Find Out! Its also an easy way of figuring out if the debt collector is a scam agency. 9 This means that Coast Professional may stop collecting federal student loan debt in the future, but for the time being, they might still contact you about an old debt. If youve had a similar experience with Coast Professional Inc. then you have a potential case against them. Effective September 23, 2021, taxpayers may be contacted by the following private collection agencies (PCAs): CBE P.O. Account Password. Management is always available and ready to assist. We've helped thousands of people fix their credit to get mortgages, auto loans, and so much more. Phone Number: (800) 231-0225 They buy debt from a number of different creditors that have given up on trying to collect the amount themselves (sometimes referred to as a "charge-off"). "Customer Service Manager""Customer Service Supervisor" retrieves an opportunity for a Customer Service Manager or a Customer Service Supervisor. Heres a list of some of the nations most popular debt collectors that cause damage to your credit. I have been in this industry for 20 years and have found that Coast Professional Inc., is a fantastic company to work for. Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt. If your credit score is suffering as a result of Coast Professional debt, then dont worry. The IRS stressed that it always notify a taxpayer before transferring their account to a collection agency. Our Services Coast Professional, Inc. or CPI is a third-party collection agency based in New York state. The letter was sent July 2022. If youve defaulted on your debts more than once or you owe a very large amount, then theres a chance that Coast Professional will accept less than the full amount you owe (a practice known as debt settlement). The business category is MERCANTILE AGENCY OR COLLECTIONS AGENCY. What is the Fair Debt Collection Practices Act (FDCPA)? Youll always be able to tell what youre clicking. CBE Group, Inc. (Waterloo, IA) Coast Professional, Inc. (Albion, NY) ConServe (Fairport, N.Y.) While CBE Group and ConServe have been collecting IRS debts since 2016, Coast Professional, Inc is new to the mix. Be especially cautious of anyone asking you to pay a debt that you dont recognize (or that you believe you already settled), and be sure to ask questions during the call to verify their affiliation with Coast Professional. We'll review why Coast Professional is on your report and see how we might be able to dispute (and potentially remove) them. Coast Professional is a debt collection company, You may not have to pay your debt (paying it may hurt your score), Call now to find out how you can remove Coast Professional from your report - without paying your debt (potentially). They have helped many people in your situation. 12. Bear in mind that the BBB is actually a private organization that has no affiliation with the US government. If youre not sure where to start, then check out the sample letters provided by the CFPB. a credit card or loan company). Consider working with a professional. Lexington Law has helped millions of customers remove collections and other In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. If Coast Professional isnt able to verify your debt (or if you discover that the debt is more than a few years old), then proceed to the next step. Its important to bear in mind that sending a goodwill letter is a long shot, and Coast Professional is under no obligation to change your report. Enter Account and Password. Coast Professional, Inc. 4273 Volunteer Rd Geneseo, NY 14454 Phone number: (800) 231-0225 Should I contact or pay Coast Professional, Inc.? The most common type of settlement deal that customers make with debt collectors is known as a pay-for-delete agreement. Coast Professional is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). You have the right to be left alone, and make some easy money in the process! Below are samples of open cases against them for the above violations of FDCPA. Copyright 2022 Credit Glory LLC. Contacting us does not create an attorney-client relationship. Hiding money or assets from a legitimate collection agency is illegal if you owe them. She has more than 24 years of experience . When Coast Professional calls you, ask them to send a written notice detailing the debt theyre collecting, known as a debt validation letter, if they havent already. If you must deal with a debt collection agency on the phone, record them. YOU WILL NOT PAY FOR ANY LEGAL SERVICES. You have a legal right to request debt validation on an alleged debt. Mail: Coast Professional P.O. Phone Number: (800) 231-0225 You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). You can then reply with a debt verification letter, which requires them to provide evidence of your debt. People with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. Take a moment to fill out our Free Consultation Surveyat the bottom of this page! Fiscal Service awarded task orders to the following contractors to provide delinquent debt collection services: The CBE Group, Inc. P.O. Typically with this option, the Department of Education will not settle for less than 85% of your student loan debt. This system includes both debt collections and debt accounting. Is the Credit Scoring System Rigged, Unfair, and Biased? Paying it off could hurt your score. Coast provides professional collection services to over 200 campus-based colleges, universities and government clients. The contracts include CBE Group Inc., Coast Professional Inc. and Conserve, according to a news release from the IRS. It's best to avoid speaking to a collection agency on the phone. Ignoring them sets you up for a possible lawsuit. All student loans can affect your credit score and be sent to collections if you fail to pay. If the collection account is still on your credit report in a couple of months, then follow up with them and use the letter they sent you to remind them of their obligation. Thurs. If you have federal student loan debt, you should be aware that these approaches are relatively unlikely to workits harder to negotiate when you have this type of debt, as compared with other types like credit card debt. Each state has a statute of limitations on debt. If your outstanding debts were sent to Coast Professional but you later paid them off, you may be able to get the collection account removed from your credit report by asking for something called a goodwill deletion or goodwill adjustment. We're here to help. Box 2040. Its best to avoid speaking to a collection agency on the phone. Our editorial team operates independently (with no influence from our affiliates or our advertising team) so as to avoid compromising the objectivity of our reviews. (Debt collectors prefer that we didnt tell you this, but its something you should know. Any derogatory item on your credit report, including a collections account, may harm your credit score. Know Your States Statute of Limitations. Debtstrategists help you get back on track financially, Learn more at debtstrategists.com/blog Coast Professional continues to call and attempt to collect a debt. Compare pay for popular roles and read about the team's work-life balance. Call Lexington Law to learn how they can help you avoid lawsuits and remove derogatory marks from your credit history that will significantly improve your credit scores. Were grateful for that trust, and we wont abuse it. We invite you to contact us and welcome your calls, letters and electronic mail. How to tell if a debt collection notice from Coast Professional is a scam If a debt collection agent calls you, you should receive written confirmation immediately afterward. Coast Professional, Inc. 651 Downing Pines Road West Monroe, LA 71292. The only time this option is available to you is if your loans are in default. This includes threatening to sue you or foreclose on your home. Coast Professional, Inc. P.O. You have rights under the Fair Debt Collection Practices Act that prohibit debt collectors from harassing you. Call (888) 859-0871 now. If you want, you can negotiate through a debt settlement agency, but be wary of scammers and avoid companies that charge you large amounts upfront. You likely want to call Credit Glory, first (844) 977-3029. Founded in 1976, Coast Professional, Inc. is an accounts receivable management company that provides debt collection services for government and educational institutions. We currently provide collection services to over 200 government institutions, colleges . Thomas Rusche - managing director of clothing brand SR Rusche - acquired his first painting at the tender age of 14. SUE THEM! You can sue for harassment, and you wont need to pay the legal fees if you win. 8 am to 9 pm EST, Fridays 8 am to 4:30 pm EST, Website:http://www.coastprofessional.com/. Your subsidized loans will not accrue interest while you are in deferment. If youve defaulted on your federal student loans and theyve been transferred to a collection agency, then you have two main options for getting Coast Professional to stop contacting you: loan rehabilitation and loan consolidation. Call Lexington Law now to learn more: (800) 220-0084, Address: Coast Professional, Inc.4273 Volunteer RdGeneseo, NY 14454. If you are unable to pay the full balance, you can attempt to negotiate settlement of the debt. These are constantly changing, and typically collection agencies, including Coast Professional, do not share publicly who they buy from. They are a debt collection agency founded in 1976, headquartered in Geneseo, NY. #1 Performance ranking goal for every client. The collection agency will continue reporting negative information to all three credit bureaus until your student loans are back in good standing. The links to our partners are always clearly marked. Home | Terms of Use 2014 Copyright Coast Professional, Inc. Unlike loan rehabilitation, loan consolidation wont remove the default status from your credit history. Debt Strategists is a private company and does not claim to be affiliated with any Federal, State, or Local Government agencies. The debt collection agency is obligated to respond to your letter with verification of the debt. Consider working with a professional. We know that taking financial advice from us requires a lot of trust on your part. They're dedicated to guiding you toward the right path on your financial journey. Industry: Financial Transaction Processing. About Us. The ones after that are situational, and you should follow the ones that are appropriate for your circumstances. It's very unlikely that Coast Professional decides to sue. We specialize in going after these types of accounts for our clients. College and University Division Coast Professional, Inc, P.O. Ask for a letter with details about the original debt, then hang up. Home Debt Debt Collection Collection Agencies Coast Professional. Coast Professional 14742 Newport Ave Ste 108 Tustin, CA 92780-6177 Coast Professional Coast Professional is an California collection agency. On their website, Coast Professional declares that "Educational Receivables Recovery is all we do." According to the ACA Int'l website, Coast Professional's complaint/ethics contact information is as follows: Coast Professional, Inc. Everett Stagg, President/COO Roxanne Baker, Ethics Contact And the advertised offers may be subject to additional terms and conditions of the advertiser. How Much Should Your 401(k) Contribution Be? All information is presented without any warranty or guarantee to you. As a result, it could harm your credit rather than improve it. Student Loan Forgiveness Biden to Cancel More Loans. Because they deal with federal student loan collections, this might mean youve defaulted on your student loan payments.
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